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Last updated: 27/11/23

I am not a financial advisor and do not hold a financial license. I’m just a regular person sharing my experience and what I’ve learned on my own journey. As such, any information and links on this site are general information only and should not be taken as professional advice. Always do your own research when making financial decisions and if you require personal advice, seek out a fee-for-service licensed advisor.

The information provided here is for general informational purposes only and should not be considered as financial, legal, or professional advice. Credit card churning involves applying for multiple credit cards to capitalize on sign-up bonuses and other promotional offers.

It is essential to understand that engaging in credit card churning may have consequences for your credit score, financial stability, and eligibility for future credit. The strategy may not be suitable for everyone, and individuals should carefully evaluate their financial situation, creditworthiness, and goals before pursuing credit card churning.

Additionally, credit card issuers may have terms and conditions associated with their products, and violating these terms could result in adverse consequences, including but not limited to denial of applications, closure of accounts, and loss of rewards.

Before engaging in credit card churning or making any financial decisions, it is strongly recommended to seek advice from qualified financial professionals and legal experts to ensure compliance with applicable laws, regulations, and the terms of credit card agreements.

By accessing this information, you acknowledge that you are responsible for your financial decisions and that the information provided does not constitute professional advice. The creators and providers of this information shall not be liable for any damages or losses resulting from the use of or reliance on the information provided.

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